Transforming Financial Intelligence.
Powering Thriving Communities.
Leveraging expertise and data-driven insights to empower financial institutions—fueling growth, strengthening communities, and shaping the future of banking in 2025.
Core Transformations Made Simple. Mergers Made Seamless. Success Made Certain.
Choosing a new core system, managing a complex merger, or optimizing Fiserv DNA? These are among the most critical, high-risk decisions your institution will face. With 90+ decades of combined expertise, VPC’s specialists ensure a smooth transition—minimizing disruption, maximizing efficiency, and delivering success from day one. Our hands-on approach means no tickets, no email tag—just real-time support and expert guidance every step of the way.
Better Growth. Smarter Decisions. Stronger Profits with NOVA.
NOVA delivers real-time insights that help financial institutions stay ahead of market shifts and customer trends by providing comprehensive data analysis and visualization.
Trusted by Institutions. Proven by Results.
“ Ceto's recommendations were meaningful and focused not only on revenue enhancement but also on bringing greater value to our clients through changes to our depository products.”
First Bank, Hazelwood, MOTotal Assets: $6.9 Billion
“ The professionalism, expertise, and perspective that Ceto incorporated into our recent Market View engagement was a great complement to our efforts to maximize profitability. Without question, this has been one of the best engagements that we have completed with a consulting firm.”
Cashmere, WATotal Assets: $2.2 Billion
“ We recently completed a Market View analysis that has the potential to be one of the most cost-beneficial projects we have conducted. Ceto was able to identify various areas of opportunity where we could generate additional income while remaining competitive in our markets."
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RBFCU, Live Oak, TXTotal Assets: $15.3 Billion
“ Ceto was instrumental in assisting with the process of implementing and monitoring the recommendations to assure that we met the benefits that they had projected.”
Citi National Bank, Clearfield, PATotal Assets: $5.2 Billion
“ We were able to implement the recommendations that our executive management team approved with relative ease. We also tracked the actual results and custom-built monitoring reports provided by Ceto and realized the additional revenue quickly.”
Affinity, Basking Ridge, NJTotal Assets: $3.8 Billion
“ We engaged Ceto for the Market View program and we were extremely satisfied with the results of the entire process. We are very happy that we chose Ceto as the vendor and partner for our revenue enhancement and product pricing initiatives.”
Numerica, Spokane, WATotal Assets: $3.5 Billion
“ Ceto's recommendations were meaningful and focused not only on revenue enhancement but also on bringing greater value to our clients through changes to our depository products.”
First Bank, Hazelwood, MOTotal Assets: $6.9 Billion
“ The professionalism, expertise, and perspective that Ceto incorporated into our recent Market View engagement was a great complement to our efforts to maximize profitability. Without question, this has been one of the best engagements that we have completed with a consulting firm.”
Cashmere, WATotal Assets: $2.2 Billion